Business Credit Report

Call this endpoint to fetch a CRB business report by reference

Request

curl --location --request POST 'https://api.insights-periculum.io/statements/get-commercial-credit/{reference}'
--header 'Authorization: Bearer string_encrypted_access_token'
--header 'Content-Type: application/json'
--data-none

Response

See sample response below:

{
    "status": true,
    "message": "Sucessful",
    "data": {
        "reference": "perilenda&fcbe874a19544c9ab0f8697c8240b48b",
        "state": "completed",
        "business_registration_number": "BN809081021",
        "report_type": "basic",
        "report": {
            "businessData": {
                "fax1": "",
                "fax2": "",
                "fax3": "",
                "fax4": "",
                "updatedOn": "",
                "vatNumber": "",
                "telephone1": "246990370",
                "telephone2": "233246990370",
                "telephone3": "",
                "telephone4": "",
                "webaddress": "",
                "referenceNo": "",
                "tradingName": "YEMAWUS ENTERPRISE",
                "businessName": "YEMAWUS ENTERPRISE",
                "businessType": "SOLE PROPRIETORSH",
                "commercialID": 296079,
                "noOfDirectors": "0",
                "industrySector": "80",
                "postalAddress1": "",
                "postalAddress2": "",
                "postalAddress3": "",
                "postalAddress4": "",
                "commercialEmail1": "[email protected]",
                "commercialEmail2": "",
                "commercialEmail3": "",
                "commercialEmail4": "",
                "commercialAddress1": "26 TDC INDUSTRIAL ZONE",
                "commercialAddress2": "",
                "commercialAddress3": "",
                "commercialAddress4": "",
                "dateOfCommencement": "13/10/2021",
                "dateOfIncorporation": "13/10/2021",
                "previousBusinessName": "",
                "taxIdentificationNumber": "",
                "businessRegistrationNumber": "BN809081021",
                "previousRegistrationNumber": ""
            },
            "addressHistory": null,
            "directorInformation": [],
            "creditAccountSummary": {
                "rating": "2",
                "lastJudgementDateEUR": "",
                "lastJudgementDateGBP": "",
                "lastJudgementDateGHS": null,
                "lastJudgementDateUSD": null,
                "totalActiveAccountsEUR": "0",
                "totalActiveAccountsGBP": "0",
                "totalActiveAccountsGHS": "1",
                "totalActiveAccountsUSD": null,
                "totalAmountInArrearEUR": null,
                "totalAmountInArrearGBP": null,
                "totalAmountInArrearGHS": null,
                "totalAmountInArrearUSD": null,
                "totalClosedAccountsEUR": "0",
                "totalClosedAccountsGBP": "0",
                "totalClosedAccountsGHS": "0",
                "totalClosedAccountsUSD": null,
                "totalAccountInArrearEUR": null,
                "totalAccountInArrearGBP": null,
                "totalAccountInArrearGHS": null,
                "totalAccountInArrearUSD": null,
                "totalJudgementAmountEUR": "0",
                "totalJudgementAmountGBP": "0",
                "totalJudgementAmountGHS": null,
                "totalJudgementAmountUSD": null,
                "totalOutstandingdebtEUR": "0.00",
                "totalOutstandingdebtGBP": "0.00",
                "totalOutstandingdebtGHS": null,
                "totalOutstandingdebtUSD": null,
                "totalNumberofAccountsEUR": "0",
                "totalNumberofAccountsGBP": "0",
                "totalNumberofAccountsGHS": "1",
                "totalNumberofAccountsUSD": "0",
                "lastBouncedChequesDateEUR": "",
                "lastBouncedChequesDateGBP": "",
                "lastBouncedChequesDateGHS": null,
                "lastBouncedChequesDateUSD": null,
                "totalDishonouredAmountEUR": "0.00",
                "totalDishonouredAmountGBP": "0.00",
                "totalDishonouredAmountGHS": null,
                "totalDishonouredAmountUSD": null,
                "totalMonthlyInstalmentEUR": "0.00",
                "totalMonthlyInstalmentGBP": "0.00",
                "totalMonthlyInstalmentGHS": null,
                "totalMonthlyInstalmentUSD": null,
                "totalNumberofJudgementEUR": "0",
                "totalNumberofJudgementGBP": "0",
                "totalNumberofJudgementGHS": null,
                "totalNumberofJudgementUSD": null,
                "totalNumberofDishonouredEUR": "0",
                "totalNumberofDishonouredGBP": "0",
                "totalNumberofDishonouredGHS": null,
                "totalNumberofDishonouredUSD": null,
                "totalaccountinGoodconditionEUR": null,
                "totalaccountinGoodconditionGBP": null,
                "totalaccountinGoodconditionGHS": null,
                "totalaccountinGoodconditionUSD": null
            },
            "creditAgreementSummary": null,
            "highestDelinquencyRating": {
                "highestDelinquencyRating": "6"
            },
            "accountMonthlyPaymentHistory": null
        }
    }
}