Response

Periculum

{ "statementKey": 1, "data": { "dashboard": { "cip": { "score": 999, "grade": "XX", "trend": "NoChange", "recordList": null }, "inquiries": { "inquiriesForLast12Months": 6, "subscribersInLast12Months": 1, "summary": null, "inquiryList": null }, "paymentsProfile": { "pastDueAmountSum": { "value": 0, "localValue": 0, "currency": "KES" }, "worstPastDueDaysCurrent": 0, "worstPastDueDaysForLast12Months": 0, "installmentAmountSum": { "value": 7898372.16, "localValue": 7898372.16, "currency": "KES" }, "numberOfDifferentSubscribers": 1, "openContracts": 5, "closedContracts": 0 }, "collaterals": { "numberOfCollaterals": 0, "totalCollateralValue": { "value": 0, "localValue": 0, "currency": "KES" }, "highestCollateralValue": { "value": 0, "localValue": 0, "currency": "KES" }, "highestCollateralValueType": "NotSpecified" }, "relations": { "numberOfRelations": 0, "numberOfInvolvements": 0 }, "disputes": { "activeChequesDisputes": 0, "activeContractDisputes": 0, "activeSubjectDisputes": 0, "closedChequesDisputes": 0, "closedContractDisputes": 0, "closedSubjectDisputes": 0, "falseDisputes": 0, "numberOfCourtRegisteredDisputes": 0, "closedDisputes": null, "activeDisputes": null, "activeInCourtDisputes": null, "disputeList": null, "summary": null }, "ciq": { "fraudAlerts": 0, "fraudAlertsThirdParty": 0, "summary": null, "detail": null }, "bouncedCheques": { "numberOfCheques": 0, "chequeList": null } }, "individual": null, "subjectInfoHistory": { "generalList": [ { "item": "CompanyIncome", "value": "KES 1,030,752.82", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-09-30T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 1,361.42", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-10-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 886,914,813.78", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-09-30T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 1,061,139.48", "validFrom": "2020-10-31T00:00:00Z", "validTo": "2020-10-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 2,020.17", "validFrom": "2020-10-31T00:00:00Z", "validTo": "2020-11-30T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 59,582.84", "validFrom": "2020-10-31T00:00:00Z", "validTo": "2020-10-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 934,421,279.78", "validFrom": "2020-10-31T00:00:00Z", "validTo": "2020-10-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 1,090,545.93", "validFrom": "2020-11-30T00:00:00Z", "validTo": "2020-11-30T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 2,700.88", "validFrom": "2020-11-30T00:00:00Z", "validTo": "2020-12-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 66,065.28", "validFrom": "2020-11-30T00:00:00Z", "validTo": "2020-11-30T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 976,032,472.78", "validFrom": "2020-11-30T00:00:00Z", "validTo": "2020-11-30T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 1,012,373,559.78", "validFrom": "2020-12-31T00:00:00Z", "validTo": "2020-12-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 1,120,932.59", "validFrom": "2020-12-31T00:00:00Z", "validTo": "2020-12-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 72,338.61", "validFrom": "2020-12-31T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 1,056,022,193.78", "validFrom": "2021-01-31T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 252,785.94", "validFrom": "2021-01-31T00:00:00Z", "validTo": "2021-02-28T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 4,914.37", "validFrom": "2021-01-31T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 78,822.10", "validFrom": "2021-01-31T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 1,132,200,376.78", "validFrom": "2021-02-28T00:00:00Z", "validTo": "2021-02-28T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 1,151,331.59", "validFrom": "2021-02-28T00:00:00Z", "validTo": "2021-02-28T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 6,959.72", "validFrom": "2021-02-28T00:00:00Z", "validTo": "2021-02-28T00:00:00Z", "subscriber": "B01" }, { "item": "CompanyIncome", "value": "KES 85,307.26", "validFrom": "2021-02-28T00:00:00Z", "validTo": "2021-02-28T00:00:00Z", "subscriber": "B01" } ], "identificationsList": [], "addressList": [ { "item": "MainAddress", "value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-11-30T00:00:00Z", "subscriber": "B01" }, { "item": "MainAddress", "value": "P O Box 693 P O Box 693", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-09-30T00:00:00Z", "subscriber": "B01" }, { "item": "MainAddress", "value": "Bomet Bomet", "validFrom": "2020-11-30T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "MainAddress", "value": "P O Box 693 P O Box 693", "validFrom": "2021-01-31T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "MainAddressLine", "value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-11-30T00:00:00Z", "subscriber": "B01" }, { "item": "MainAddressLine", "value": "P O Box 693 P O Box 693", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-09-30T00:00:00Z", "subscriber": "B01" }, { "item": "MainAddressLine", "value": "Bomet Bomet", "validFrom": "2020-11-30T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "MainAddressLine", "value": "P O Box 693 P O Box 693", "validFrom": "2021-01-31T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "SecondaryAddress", "value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-11-30T00:00:00Z", "subscriber": "B01" }, { "item": "SecondaryAddress", "value": "P O Box 693 P O Box 693", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-09-30T00:00:00Z", "subscriber": "B01" }, { "item": "SecondaryAddress", "value": "Bomet Bomet", "validFrom": "2020-11-30T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "SecondaryAddress", "value": "P O Box 693 P O Box 693", "validFrom": "2021-01-31T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "SecondaryAddressLine", "value": "Ndarawetta Town Bomet County Ndarawetta Town Bomet County", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-11-30T00:00:00Z", "subscriber": "B01" }, { "item": "SecondaryAddressLine", "value": "P O Box 693 P O Box 693", "validFrom": "2020-09-30T00:00:00Z", "validTo": "2020-09-30T00:00:00Z", "subscriber": "B01" }, { "item": "SecondaryAddressLine", "value": "Bomet Bomet", "validFrom": "2020-11-30T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" }, { "item": "SecondaryAddressLine", "value": "P O Box 693 P O Box 693", "validFrom": "2021-01-31T00:00:00Z", "validTo": "2021-01-31T00:00:00Z", "subscriber": "B01" } ], "contactList": [] }, "cip": { "score": null, "grade": null, "trend": null, "recordList": [ { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-10-17T05:18:54.4080189Z", "reasonsList": [ { "code": "XDAT", "description": "Subject is found in the database but did not have at least 2 MainDebtor or CoDebtor snapshots in the last 12 months" } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-09-30T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-08-31T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-07-31T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-06-30T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-05-31T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-04-30T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-03-31T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-02-28T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2023-01-31T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2022-12-31T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "NoChange", "date": "2022-11-30T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] }, { "score": 999, "grade": "XX", "probabilityOfDefault": 100, "trend": "Up", "date": "2022-10-31T00:00:00Z", "reasonsList": [ { "code": "XDAT", "description": null } ] } ] }, "contracts": { "contractList": [ { "artificialEntityCode": "C1", "artificialEntityRelationsList": [], "branch": "B057000", "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "Overdraft", "performingIndicator": "Normal", "currencyOfFacility": "KES", "originalAmount": { "value": 120000000, "localValue": 120000000, "currency": "KES" }, "installmentAmount": { "value": 20659, "localValue": 20659, "currency": "KES" }, "outstandingAmount": { "value": 50681891, "localValue": 50681891, "currency": "KES" }, "overdueBalance": { "value": 0, "localValue": 0, "currency": "KES" }, "worstPastDueAmount": { "value": 0, "localValue": 0, "currency": "KES" }, "daysInArrears": 0, "worstPastDueDays": 0, "installmentsInArrears": 0, "dateOfLastPayment": "2019-04-30T00:00:00Z", "paymentFrequency": "Days30", "dateAccountOpened": "2016-01-12T00:00:00Z", "negativeStatusOfContract": "NoNegativeStatus", "subscriber": "I & M Bank Ltd", "subscriberType": "Banks", "roleOfClient": "MainDebtor", "contractCode": "00101241671210-8a298bcb19c", "internalEntityCode": "329964411", "lastUpdate": "2021-02-28T00:00:00Z", "relatedSubjectList": [], "collateralList": [], "calendarItemList": [ { "date": "2023-10-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-09-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-08-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-07-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-06-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-05-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-04-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-03-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-02-28T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-01-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-12-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-11-30T00:00:00Z", "delinquencyStatus": "NotAvailable" } ], "disputes": { "activeChequesDisputes": null, "activeContractDisputes": null, "activeSubjectDisputes": null, "closedChequesDisputes": null, "closedContractDisputes": null, "closedSubjectDisputes": null, "falseDisputes": 0, "numberOfCourtRegisteredDisputes": null, "closedDisputes": 0, "activeDisputes": 0, "activeInCourtDisputes": 0, "disputeList": [], "summary": null }, "sector": null, "currentBalance": null }, { "artificialEntityCode": "C2", "artificialEntityRelationsList": [], "branch": "B057000", "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "BusinessWorkingCapitalLoans", "performingIndicator": "Normal", "currencyOfFacility": "USD", "originalAmount": { "value": 4789561.69, "localValue": 484023525.27, "currency": "USD" }, "installmentAmount": { "value": 58813, "localValue": 5943524.15, "currency": "USD" }, "outstandingAmount": { "value": 4553257, "localValue": 460143045.91, "currency": "USD" }, "overdueBalance": { "value": 0, "localValue": 0, "currency": "USD" }, "worstPastDueAmount": { "value": 0, "localValue": 0, "currency": "USD" }, "daysInArrears": 0, "worstPastDueDays": 0, "installmentsInArrears": 0, "dateOfLastPayment": "2016-11-30T00:00:00Z", "paymentFrequency": "Days30", "dateAccountOpened": "2016-11-30T00:00:00Z", "negativeStatusOfContract": "NoNegativeStatus", "subscriber": "I & M Bank Ltd", "subscriberType": "Banks", "roleOfClient": "MainDebtor", "contractCode": "0010124167401207-8a298bcb19c", "internalEntityCode": "3624311811", "lastUpdate": "2021-02-28T00:00:00Z", "relatedSubjectList": [], "collateralList": [], "calendarItemList": [ { "date": "2023-10-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-09-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-08-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-07-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-06-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-05-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-04-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-03-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-02-28T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-01-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-12-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-11-30T00:00:00Z", "delinquencyStatus": "NotAvailable" } ], "disputes": { "activeChequesDisputes": null, "activeContractDisputes": null, "activeSubjectDisputes": null, "closedChequesDisputes": null, "closedContractDisputes": null, "closedSubjectDisputes": null, "falseDisputes": 0, "numberOfCourtRegisteredDisputes": null, "closedDisputes": 0, "activeDisputes": 0, "activeInCourtDisputes": 0, "disputeList": [], "summary": null }, "sector": null, "currentBalance": null }, { "artificialEntityCode": "C3", "artificialEntityRelationsList": [], "branch": "B057000", "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "BusinessWorkingCapitalLoans", "performingIndicator": "Normal", "currencyOfFacility": "USD", "originalAmount": { "value": 980392.16, "localValue": 99076470.91, "currency": "USD" }, "installmentAmount": { "value": 12547, "localValue": 1267974.73, "currency": "USD" }, "outstandingAmount": { "value": 971354, "localValue": 98163092.53, "currency": "USD" }, "overdueBalance": { "value": 0, "localValue": 0, "currency": "USD" }, "worstPastDueAmount": { "value": 0, "localValue": 0, "currency": "USD" }, "daysInArrears": 0, "worstPastDueDays": 0, "installmentsInArrears": 0, "dateOfLastPayment": "2020-02-13T00:00:00Z", "paymentFrequency": "Days30", "dateAccountOpened": "2020-02-13T00:00:00Z", "negativeStatusOfContract": "NoNegativeStatus", "subscriber": "I & M Bank Ltd", "subscriberType": "Banks", "roleOfClient": "MainDebtor", "contractCode": "0010124167401501-8a298bcb19c", "internalEntityCode": "3823258820", "lastUpdate": "2021-02-28T00:00:00Z", "relatedSubjectList": [], "collateralList": [], "calendarItemList": [ { "date": "2023-10-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-09-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-08-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-07-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-06-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-05-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-04-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-03-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-02-28T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-01-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-12-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-11-30T00:00:00Z", "delinquencyStatus": "NotAvailable" } ], "disputes": { "activeChequesDisputes": null, "activeContractDisputes": null, "activeSubjectDisputes": null, "closedChequesDisputes": null, "closedContractDisputes": null, "closedSubjectDisputes": null, "falseDisputes": 0, "numberOfCourtRegisteredDisputes": null, "closedDisputes": 0, "activeDisputes": 0, "activeInCourtDisputes": 0, "disputeList": [], "summary": null }, "sector": null, "currentBalance": null }, { "artificialEntityCode": "C4", "artificialEntityRelationsList": [], "branch": "B057000", "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "BusinessWorkingCapitalLoans", "performingIndicator": "Normal", "currencyOfFacility": "USD", "originalAmount": { "value": 500000, "localValue": 50529000, "currency": "USD" }, "installmentAmount": { "value": 4091, "localValue": 413428.28, "currency": "USD" }, "outstandingAmount": { "value": 351000, "localValue": 35471358, "currency": "USD" }, "overdueBalance": { "value": 0, "localValue": 0, "currency": "USD" }, "worstPastDueAmount": { "value": 0, "localValue": 0, "currency": "USD" }, "daysInArrears": 0, "worstPastDueDays": 0, "installmentsInArrears": 0, "dateOfLastPayment": "2020-07-18T00:00:00Z", "paymentFrequency": "Days30", "dateAccountOpened": "2020-07-18T00:00:00Z", "negativeStatusOfContract": "NoNegativeStatus", "subscriber": "I & M Bank Ltd", "subscriberType": "Banks", "roleOfClient": "MainDebtor", "contractCode": "0010124167401502-8a298bcb19c", "internalEntityCode": "1579687946", "lastUpdate": "2021-02-28T00:00:00Z", "relatedSubjectList": [], "collateralList": [], "calendarItemList": [ { "date": "2023-10-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-09-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-08-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-07-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-06-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-05-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-04-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-03-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-02-28T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-01-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-12-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-11-30T00:00:00Z", "delinquencyStatus": "NotAvailable" } ], "disputes": { "activeChequesDisputes": null, "activeContractDisputes": null, "activeSubjectDisputes": null, "closedChequesDisputes": null, "closedContractDisputes": null, "closedSubjectDisputes": null, "falseDisputes": 0, "numberOfCourtRegisteredDisputes": null, "closedDisputes": 0, "activeDisputes": 0, "activeInCourtDisputes": 0, "disputeList": [], "summary": null }, "sector": null, "currentBalance": null }, { "artificialEntityCode": "C5", "artificialEntityRelationsList": [], "branch": "B057000", "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "InsurancePremiumFinancing", "performingIndicator": "Normal", "currencyOfFacility": "KES", "originalAmount": { "value": 2188623, "localValue": 2188623, "currency": "KES" }, "installmentAmount": { "value": 252786, "localValue": 252786, "currency": "KES" }, "outstandingAmount": { "value": 1720513, "localValue": 1720513, "currency": "KES" }, "overdueBalance": { "value": 0, "localValue": 0, "currency": "KES" }, "worstPastDueAmount": { "value": 0, "localValue": 0, "currency": "KES" }, "daysInArrears": 0, "worstPastDueDays": 0, "installmentsInArrears": 0, "dateOfLastPayment": "2020-12-19T00:00:00Z", "paymentFrequency": "Days30", "dateAccountOpened": "2020-12-19T00:00:00Z", "negativeStatusOfContract": "NoNegativeStatus", "subscriber": "I & M Bank Ltd", "subscriberType": "Banks", "roleOfClient": "MainDebtor", "contractCode": "0010124167401503-8a298bcb19c", "internalEntityCode": "2210331023", "lastUpdate": "2021-02-28T00:00:00Z", "relatedSubjectList": [], "collateralList": [], "calendarItemList": [ { "date": "2023-10-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-09-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-08-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-07-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-06-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-05-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-04-30T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-03-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-02-28T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2023-01-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-12-31T00:00:00Z", "delinquencyStatus": "NotAvailable" }, { "date": "2022-11-30T00:00:00Z", "delinquencyStatus": "NotAvailable" } ], "disputes": { "activeChequesDisputes": null, "activeContractDisputes": null, "activeSubjectDisputes": null, "closedChequesDisputes": null, "closedContractDisputes": null, "closedSubjectDisputes": null, "falseDisputes": 0, "numberOfCourtRegisteredDisputes": null, "closedDisputes": 0, "activeDisputes": 0, "activeInCourtDisputes": 0, "disputeList": [], "summary": null }, "sector": null, "currentBalance": null } ] }, "contractOverview": { "contractList": [ { "artificialEntityCode": null, "artificialEntityRelationsList": null, "branch": null, "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "Overdraft", "performingIndicator": "Normal", "currencyOfFacility": null, "originalAmount": { "value": 120000000, "localValue": 120000000, "currency": "KES" }, "installmentAmount": null, "outstandingAmount": null, "overdueBalance": { "value": 0, "localValue": 0, "currency": "KES" }, "worstPastDueAmount": null, "daysInArrears": 0, "worstPastDueDays": null, "installmentsInArrears": null, "dateOfLastPayment": null, "paymentFrequency": null, "dateAccountOpened": "2016-01-12T00:00:00Z", "negativeStatusOfContract": null, "subscriber": null, "subscriberType": null, "roleOfClient": "MainDebtor", "contractCode": null, "internalEntityCode": null, "lastUpdate": null, "relatedSubjectList": null, "collateralList": null, "calendarItemList": null, "disputes": null, "sector": "Banks", "currentBalance": { "value": 50681891, "localValue": 50681891, "currency": "KES" } }, { "artificialEntityCode": null, "artificialEntityRelationsList": null, "branch": null, "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "BusinessWorkingCapitalLoans", "performingIndicator": "Normal", "currencyOfFacility": null, "originalAmount": { "value": 4789561.69, "localValue": 484023525.27, "currency": "USD" }, "installmentAmount": null, "outstandingAmount": null, "overdueBalance": { "value": 0, "localValue": 0, "currency": "USD" }, "worstPastDueAmount": null, "daysInArrears": 0, "worstPastDueDays": null, "installmentsInArrears": null, "dateOfLastPayment": null, "paymentFrequency": null, "dateAccountOpened": "2016-11-30T00:00:00Z", "negativeStatusOfContract": null, "subscriber": null, "subscriberType": null, "roleOfClient": "MainDebtor", "contractCode": null, "internalEntityCode": null, "lastUpdate": null, "relatedSubjectList": null, "collateralList": null, "calendarItemList": null, "disputes": null, "sector": "Banks", "currentBalance": { "value": 4553257, "localValue": 460143045.91, "currency": "USD" } }, { "artificialEntityCode": null, "artificialEntityRelationsList": null, "branch": null, "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "BusinessWorkingCapitalLoans", "performingIndicator": "Normal", "currencyOfFacility": null, "originalAmount": { "value": 980392.16, "localValue": 99076470.91, "currency": "USD" }, "installmentAmount": null, "outstandingAmount": null, "overdueBalance": { "value": 0, "localValue": 0, "currency": "USD" }, "worstPastDueAmount": null, "daysInArrears": 0, "worstPastDueDays": null, "installmentsInArrears": null, "dateOfLastPayment": null, "paymentFrequency": null, "dateAccountOpened": "2020-02-13T00:00:00Z", "negativeStatusOfContract": null, "subscriber": null, "subscriberType": null, "roleOfClient": "MainDebtor", "contractCode": null, "internalEntityCode": null, "lastUpdate": null, "relatedSubjectList": null, "collateralList": null, "calendarItemList": null, "disputes": null, "sector": "Banks", "currentBalance": { "value": 971354, "localValue": 98163092.53, "currency": "USD" } }, { "artificialEntityCode": null, "artificialEntityRelationsList": null, "branch": null, "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "BusinessWorkingCapitalLoans", "performingIndicator": "Normal", "currencyOfFacility": null, "originalAmount": { "value": 500000, "localValue": 50529000, "currency": "USD" }, "installmentAmount": null, "outstandingAmount": null, "overdueBalance": { "value": 0, "localValue": 0, "currency": "USD" }, "worstPastDueAmount": null, "daysInArrears": 0, "worstPastDueDays": null, "installmentsInArrears": null, "dateOfLastPayment": null, "paymentFrequency": null, "dateAccountOpened": "2020-07-18T00:00:00Z", "negativeStatusOfContract": null, "subscriber": null, "subscriberType": null, "roleOfClient": "MainDebtor", "contractCode": null, "internalEntityCode": null, "lastUpdate": null, "relatedSubjectList": null, "collateralList": null, "calendarItemList": null, "disputes": null, "sector": "Banks", "currentBalance": { "value": 351000, "localValue": 35471358, "currency": "USD" } }, { "artificialEntityCode": null, "artificialEntityRelationsList": null, "branch": null, "phaseOfContract": "Open", "accountStatus": "GrantedAndActivated", "accountProductType": "InsurancePremiumFinancing", "performingIndicator": "Normal", "currencyOfFacility": null, "originalAmount": { "value": 2188623, "localValue": 2188623, "currency": "KES" }, "installmentAmount": null, "outstandingAmount": null, "overdueBalance": { "value": 0, "localValue": 0, "currency": "KES" }, "worstPastDueAmount": null, "daysInArrears": 0, "worstPastDueDays": null, "installmentsInArrears": null, "dateOfLastPayment": null, "paymentFrequency": null, "dateAccountOpened": "2020-12-19T00:00:00Z", "negativeStatusOfContract": null, "subscriber": null, "subscriberType": null, "roleOfClient": "MainDebtor", "contractCode": null, "internalEntityCode": null, "lastUpdate": null, "relatedSubjectList": null, "collateralList": null, "calendarItemList": null, "disputes": null, "sector": "Banks", "currentBalance": { "value": 1720513, "localValue": 1720513, "currency": "KES" } } ] }, "contractSummary": { "overall": { "maxDueInstallmentsOpenContracts": 0, "maxDueInstallmentsClosedContracts": 0, "worstOverdueBalance": { "value": 0, "localValue": 0, "currency": "KES" }, "worstDaysInArrears": 0 }, "debtor": { "originalAmountSum": { "value": 755817619.17, "localValue": 755817619.17, "currency": "KES" }, "currentBalanceSum": { "value": 646179900.44, "localValue": 646179900.44, "currency": "KES" }, "overdueBalanceSum": { "value": 0, "localValue": 0, "currency": "KES" }, "openContracts": 5, "closedContracts": 0 }, "guarantor": { "openContracts": 0, "closedContracts": 0 }, "affordabilitySummary": { "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, "affordabilityHistoryList": [ { "month": 10, "year": 2023, "date": "2023-10-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 9, "year": 2023, "date": "2023-09-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 8, "year": 2023, "date": "2023-08-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 7, "year": 2023, "date": "2023-07-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 6, "year": 2023, "date": "2023-06-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 5, "year": 2023, "date": "2023-05-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 4, "year": 2023, "date": "2023-04-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 3, "year": 2023, "date": "2023-03-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 2, "year": 2023, "date": "2023-02-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 1, "year": 2023, "date": "2023-01-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 12, "year": 2022, "date": "2022-12-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } }, { "month": 11, "year": 2022, "date": "2022-11-01T00:00:00Z", "monthlyAffordability": { "value": 0, "localValue": 0, "currency": "KES" } } ], "paymentCalendarList": [ { "date": "2023-10-31T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2023-09-30T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2023-08-31T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2023-07-31T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2023-06-30T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2023-05-31T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2023-04-30T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2023-03-31T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2023-02-28T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2023-01-31T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2022-12-31T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 }, { "date": "2022-11-30T00:00:00Z", "delinquencyStatus": "NotAvailable", "contractsSubmitted": 0 } ], "sectorInfoList": [ { "debtorOriginalAmountSum": { "value": 755817619.17, "localValue": 755817619.17, "currency": "KES" }, "debtorCurrentBalanceSum": { "value": 646179900.44, "localValue": 646179900.44, "currency": "KES" }, "debtorOverdueBalanceSum": { "value": 0, "localValue": 0, "currency": "KES" }, "debtorOpenContracts": 5, "debtorClosedContracts": 0, "guarantorOpenContracts": 0, "guarantorClosedContracts": 0, "sector": "Banks" } ] }, "paymentIncidentList": { "paymentIncidentList": [], "summary": { "dueAmountSummary": { "value": 0, "localValue": 0, "currency": "KES" }, "numberOfActiveDisputesCheques": null, "numberOfActiveDisputesContracts": null, "numberOfActiveDisputesSubjectData": null, "numberOfActiveDisputesInCourt": null, "numberOfClosedDisputesCheques": null, "numberOfClosedDisputesContracts": null, "numberOfClosedDisputesSubjectData": null, "numberOfFalseDisputes": null, "numberOfInquiriesLast1Month": null, "numberOfInquiriesLast3Months": null, "numberOfInquiriesLast6Months": null, "numberOfInquiriesLast12Months": null, "numberOfInquiriesLast24Months": null, "numberOfFraudAlertsPrimarySubject": null, "numberOfFraudAlertsThirdParty": null } }, "disputes": { "activeChequesDisputes": null, "activeContractDisputes": null, "activeSubjectDisputes": null, "closedChequesDisputes": null, "closedContractDisputes": null, "closedSubjectDisputes": null, "falseDisputes": null, "numberOfCourtRegisteredDisputes": null, "closedDisputes": null, "activeDisputes": null, "activeInCourtDisputes": null, "disputeList": [], "summary": { "dueAmountSummary": null, "numberOfActiveDisputesCheques": 0, "numberOfActiveDisputesContracts": 0, "numberOfActiveDisputesSubjectData": 0, "numberOfActiveDisputesInCourt": 0, "numberOfClosedDisputesCheques": 0, "numberOfClosedDisputesContracts": 0, "numberOfClosedDisputesSubjectData": 0, "numberOfFalseDisputes": 0, "numberOfInquiriesLast1Month": null, "numberOfInquiriesLast3Months": null, "numberOfInquiriesLast6Months": null, "numberOfInquiriesLast12Months": null, "numberOfInquiriesLast24Months": null, "numberOfFraudAlertsPrimarySubject": null, "numberOfFraudAlertsThirdParty": null } }, "inquiries": { "inquiriesForLast12Months": null, "subscribersInLast12Months": null, "summary": { "dueAmountSummary": null, "numberOfActiveDisputesCheques": null, "numberOfActiveDisputesContracts": null, "numberOfActiveDisputesSubjectData": null, "numberOfActiveDisputesInCourt": null, "numberOfClosedDisputesCheques": null, "numberOfClosedDisputesContracts": null, "numberOfClosedDisputesSubjectData": null, "numberOfFalseDisputes": null, "numberOfInquiriesLast1Month": 6, "numberOfInquiriesLast3Months": 6, "numberOfInquiriesLast6Months": 6, "numberOfInquiriesLast12Months": 6, "numberOfInquiriesLast24Months": 6, "numberOfFraudAlertsPrimarySubject": null, "numberOfFraudAlertsThirdParty": null }, "inquiryList": [ { "dateOfInquiry": "2023-09-29T18:38:20.657Z", "subscriber": "Peleza International", "sector": "Others", "product": "WS Creditinfo Report Plus", "reason": 1 } ] }, "ciq": { "fraudAlerts": null, "fraudAlertsThirdParty": null, "summary": { "dueAmountSummary": null, "numberOfActiveDisputesCheques": null, "numberOfActiveDisputesContracts": null, "numberOfActiveDisputesSubjectData": null, "numberOfActiveDisputesInCourt": null, "numberOfClosedDisputesCheques": null, "numberOfClosedDisputesContracts": null, "numberOfClosedDisputesSubjectData": null, "numberOfFalseDisputes": null, "numberOfInquiriesLast1Month": null, "numberOfInquiriesLast3Months": null, "numberOfInquiriesLast6Months": null, "numberOfInquiriesLast12Months": null, "numberOfInquiriesLast24Months": null, "numberOfFraudAlertsPrimarySubject": 0, "numberOfFraudAlertsThirdParty": 0 }, "detail": { "lostStolenRecordsFound": 0, "numberOfCancelledClosedContracts": 0 } }, "bouncedCheques": { "numberOfCheques": null, "chequeList": [] }, "currentRelations": { "relatedPartyList": [], "involvementList": [], "contractRelationList": [] }, "reportInfo": null, "subjectInfoHistoryFlatList": [], "parameters": { "inquiryReason": "ApplicationForCreditOrAmendmentOfCreditTerms", "consent": true, "searchIdNumberType": "RegistrationNumber", "searchIdNumber": "AAA/2013/123456", "idNumberType": "RegistrationNumber", "idNumber": "AAA/2013/123456", "subjectType": "Company", "sectionsList": [ "CreditinfoReportPlus" ], "reportDate": "2023-10-17T05:18:54.4080189Z", "subjectToken": "91yX6gM3JhSr-dGU-3w-0SUALkAwmjkfEa2NYEOCC_3s3T-_RA5000" }, "coremetrix": {} } }

Request Parameters

NameDescriptionTypeRequired
statementKeyThe key of the statement to get the credit bureau data for.intYes
bvnstringNo
mfCreditHasCreditFacilitiesstringNo
mfCreditNumberOfDelinqCreditFacilitiesstringNo
mgCreditHasCreditFacilitiesstringNo
mgCreditNumberOfDelinqCreditFacilitiesstringNo
creditHasCreditFacilitiesstringNo
creditNumberOfDelinqCreditFacilitiesstringNo
creditLastReportedDatestringNo
citizenshipstringNo
dateOfBirthstringNo
firstNamestringNo
lastNamestringNo
genderstringNo
mailTostringNo
productNamestringNo
reportDatestringNo
providerSourcestringYes