{
"status": true,
"message": "Sucessful",
"data": {
"reference": "perilenda&12b05ed4373443d8ba85ec46b15862d5",
"state": "pending",
"business_registration_number": "BN809081021",
"report_type": "full"
}
}
Webhook Response
Below are sample responses expected based on the report_type in your request.
Basic Report Type
{
"metadata": {
"statusMessage": "SUCCESSFUL",
"statusCode": "200",
"timeStamp": "01/01/0001 00:00:00",
"responseType": "INSIGHTS",
"hmacMessage": "dd25c145d5d70caea61f2194ba28d54f62433e908afb339fcb8a4bed433989ec9798c2cc23280a8caba604b9aab98ae6f12887a691f44d695741a44d83cf1dd4"
},
"creditReport": {
"reference": "perilenda\u0026fcbe874a19544c9ab0f8697c8240b48b",
"state": "completed",
"business_registration_number": "BN809081021",
"report_type": "basic",
"report": {
"businessData": {
"fax1": "",
"fax2": "",
"fax3": "",
"fax4": "",
"updatedOn": "",
"vatNumber": "",
"telephone1": "246990370",
"telephone2": "233246990370",
"telephone3": "",
"telephone4": "",
"webaddress": "",
"referenceNo": "",
"tradingName": "YEMAWUS ENTERPRISE",
"businessName": "YEMAWUS ENTERPRISE",
"businessType": "SOLE PROPRIETORSH",
"commercialID": 296079,
"noOfDirectors": "0",
"industrySector": "80",
"postalAddress1": "",
"postalAddress2": "",
"postalAddress3": "",
"postalAddress4": "",
"commercialEmail1": "ERICADUAPPENTENG@GMAIL.COM",
"commercialEmail2": "",
"commercialEmail3": "",
"commercialEmail4": "",
"commercialAddress1": "26 TDC INDUSTRIAL ZONE",
"commercialAddress2": "",
"commercialAddress3": "",
"commercialAddress4": "",
"dateOfCommencement": "13/10/2021",
"dateOfIncorporation": "13/10/2021",
"previousBusinessName": "",
"taxIdentificationNumber": "",
"businessRegistrationNumber": "BN809081021",
"previousRegistrationNumber": ""
},
"addressHistory": null,
"directorInformation": [],
"creditAccountSummary": {
"rating": "2",
"lastJudgementDateEUR": "",
"lastJudgementDateGBP": "",
"lastJudgementDateGHS": null,
"lastJudgementDateUSD": null,
"totalActiveAccountsEUR": "0",
"totalActiveAccountsGBP": "0",
"totalActiveAccountsGHS": "1",
"totalActiveAccountsUSD": null,
"totalAmountInArrearEUR": null,
"totalAmountInArrearGBP": null,
"totalAmountInArrearGHS": null,
"totalAmountInArrearUSD": null,
"totalClosedAccountsEUR": "0",
"totalClosedAccountsGBP": "0",
"totalClosedAccountsGHS": "0",
"totalClosedAccountsUSD": null,
"totalAccountInArrearEUR": null,
"totalAccountInArrearGBP": null,
"totalAccountInArrearGHS": null,
"totalAccountInArrearUSD": null,
"totalJudgementAmountEUR": "0",
"totalJudgementAmountGBP": "0",
"totalJudgementAmountGHS": null,
"totalJudgementAmountUSD": null,
"totalOutstandingdebtEUR": "0.00",
"totalOutstandingdebtGBP": "0.00",
"totalOutstandingdebtGHS": null,
"totalOutstandingdebtUSD": null,
"totalNumberofAccountsEUR": "0",
"totalNumberofAccountsGBP": "0",
"totalNumberofAccountsGHS": "1",
"totalNumberofAccountsUSD": "0",
"lastBouncedChequesDateEUR": "",
"lastBouncedChequesDateGBP": "",
"lastBouncedChequesDateGHS": null,
"lastBouncedChequesDateUSD": null,
"totalDishonouredAmountEUR": "0.00",
"totalDishonouredAmountGBP": "0.00",
"totalDishonouredAmountGHS": null,
"totalDishonouredAmountUSD": null,
"totalMonthlyInstalmentEUR": "0.00",
"totalMonthlyInstalmentGBP": "0.00",
"totalMonthlyInstalmentGHS": null,
"totalMonthlyInstalmentUSD": null,
"totalNumberofJudgementEUR": "0",
"totalNumberofJudgementGBP": "0",
"totalNumberofJudgementGHS": null,
"totalNumberofJudgementUSD": null,
"totalNumberofDishonouredEUR": "0",
"totalNumberofDishonouredGBP": "0",
"totalNumberofDishonouredGHS": null,
"totalNumberofDishonouredUSD": null,
"totalaccountinGoodconditionEUR": null,
"totalaccountinGoodconditionGBP": null,
"totalaccountinGoodconditionGHS": null,
"totalaccountinGoodconditionUSD": null
},
"creditAgreementSummary": null,
"highestDelinquencyRating": {
"highestDelinquencyRating": "6"
},
"accountMonthlyPaymentHistory": null
}
}
}
Full Report Type
{
"metadata": {
"statusMessage": "SUCCESSFUL",
"statusCode": "200",
"timeStamp": "01/01/0001 00:00:00",
"responseType": "INSIGHTS",
"hmacMessage": "a8c8e921b2ff2e8d28231071c46fd6c0af7817ab302cc7ded349f88b931c1f68d9d37c1885f485808bb9064e9d2d44570d46ca66cd8b595c6ca40934b963c23e"
},
"creditReport": {
"reference": "perilenda\u002612b05ed4373443d8ba85ec46b15862d5",
"state": "completed",
"business_registration_number": "BN809081021",
"report_type": "full",
"report": {
"businessData": {
"fax1": "",
"fax2": "",
"fax3": "",
"fax4": "",
"updatedOn": "",
"vatNumber": "",
"telephone1": "246990370",
"telephone2": "233246990370",
"telephone3": "",
"telephone4": "",
"webaddress": "",
"referenceNo": "",
"tradingName": "YEMAWUS ENTERPRISE",
"businessName": "YEMAWUS ENTERPRISE",
"businessType": "SOLE PROPRIETORSH",
"commercialID": 296079,
"noOfDirectors": "0",
"industrySector": "80",
"postalAddress1": "",
"postalAddress2": "",
"postalAddress3": "",
"postalAddress4": "",
"commercialEmail1": "ERICADUAPPENTENG@GMAIL.COM",
"commercialEmail2": "",
"commercialEmail3": "",
"commercialEmail4": "",
"commercialAddress1": "26 TDC INDUSTRIAL ZONE",
"commercialAddress2": "",
"commercialAddress3": "",
"commercialAddress4": "",
"dateOfCommencement": "13/10/2021",
"dateOfIncorporation": "13/10/2021",
"previousBusinessName": "",
"taxIdentificationNumber": "",
"businessRegistrationNumber": "BN809081021",
"previousRegistrationNumber": ""
},
"addressHistory": [{
"address1": null,
"address2": null,
"address3": null,
"address4": null,
"upDateDate": null,
"upDateOnDate": "01/03/2024",
"addressTypeInd": null
}, {
"address1": null,
"address2": null,
"address3": null,
"address4": null,
"upDateDate": null,
"upDateOnDate": "02/03/2023",
"addressTypeInd": null
}, {
"address1": null,
"address2": null,
"address3": null,
"address4": null,
"upDateDate": null,
"upDateOnDate": "05/06/2024",
"addressTypeInd": null
}, {
"address1": null,
"address2": null,
"address3": null,
"address4": null,
"upDateDate": null,
"upDateOnDate": "08/03/2024",
"addressTypeInd": null
}, {
"address1": null,
"address2": null,
"address3": null,
"address4": null,
"upDateDate": null,
"upDateOnDate": "08/06/2023",
"addressTypeInd": null
}, {
"address1": null,
"address2": null,
"address3": null,
"address4": null,
"upDateDate": null,
"upDateOnDate": "09/03/2023",
"addressTypeInd": null
}, {
"address1": null,
"address2": null,
"address3": null,
"address4": null,
"upDateDate": null,
"upDateOnDate": "23/10/2023",
"addressTypeInd": null
}, {
"address1": null,
"address2": null,
"address3": null,
"address4": null,
"upDateDate": null,
"upDateOnDate": "24/05/2024",
"addressTypeInd": null
}, {
"address1": null,
"address2": null,
"address3": null,
"address4": null,
"upDateDate": null,
"upDateOnDate": "31/05/2023",
"addressTypeInd": null
}],
"directorInformation": [],
"creditAccountSummary": {
"rating": "2",
"lastJudgementDateEUR": "",
"lastJudgementDateGBP": "",
"lastJudgementDateGHS": null,
"lastJudgementDateUSD": null,
"totalActiveAccountsEUR": "0",
"totalActiveAccountsGBP": "0",
"totalActiveAccountsGHS": "1",
"totalActiveAccountsUSD": null,
"totalAmountInArrearEUR": null,
"totalAmountInArrearGBP": null,
"totalAmountInArrearGHS": null,
"totalAmountInArrearUSD": null,
"totalClosedAccountsEUR": "0",
"totalClosedAccountsGBP": "0",
"totalClosedAccountsGHS": "0",
"totalClosedAccountsUSD": null,
"totalAccountInArrearEUR": null,
"totalAccountInArrearGBP": null,
"totalAccountInArrearGHS": null,
"totalAccountInArrearUSD": null,
"totalJudgementAmountEUR": "0",
"totalJudgementAmountGBP": "0",
"totalJudgementAmountGHS": null,
"totalJudgementAmountUSD": null,
"totalOutstandingdebtEUR": "0.00",
"totalOutstandingdebtGBP": "0.00",
"totalOutstandingdebtGHS": null,
"totalOutstandingdebtUSD": null,
"totalNumberofAccountsEUR": "0",
"totalNumberofAccountsGBP": "0",
"totalNumberofAccountsGHS": "1",
"totalNumberofAccountsUSD": "0",
"lastBouncedChequesDateEUR": "",
"lastBouncedChequesDateGBP": "",
"lastBouncedChequesDateGHS": null,
"lastBouncedChequesDateUSD": null,
"totalDishonouredAmountEUR": "0.00",
"totalDishonouredAmountGBP": "0.00",
"totalDishonouredAmountGHS": null,
"totalDishonouredAmountUSD": null,
"totalMonthlyInstalmentEUR": "0.00",
"totalMonthlyInstalmentGBP": "0.00",
"totalMonthlyInstalmentGHS": null,
"totalMonthlyInstalmentUSD": null,
"totalNumberofJudgementEUR": "0",
"totalNumberofJudgementGBP": "0",
"totalNumberofJudgementGHS": null,
"totalNumberofJudgementUSD": null,
"totalNumberofDishonouredEUR": "0",
"totalNumberofDishonouredGBP": "0",
"totalNumberofDishonouredGHS": null,
"totalNumberofDishonouredUSD": null,
"totalaccountinGoodconditionEUR": null,
"totalaccountinGoodconditionGBP": null,
"totalaccountinGoodconditionGHS": null,
"totalaccountinGoodconditionUSD": null
},
"creditAgreementSummary": [{
"currency": "GHS",
"accountNo": "2022-592368",
"closedDate": "",
"subAccountNo": "",
"amountOverdue": "16,350.00",
"changedOnDate": "24/05/2024",
"subscriberName": "CHRISLINE FINANCIAL SERVICES LTD",
"monthsInArrears": null,
"instalmentAmount": "16,350.00",
"accountStatusCode": "2",
"currentBalanceAmt": "32,700.00",
"dateAccountOpened": "31/08/2022",
"openingBalanceAmt": "30,000.00",
"indicatorDescription": "Working Capital Loan",
"currentBalanceDebitInd": "D"
}],
"highestDelinquencyRating": {
"highestDelinquencyRating": "6"
},
"accountMonthlyPaymentHistory": [{
"m01": "2",
"m02": "#",
"m03": "2",
"m04": "#",
"m05": "#",
"m06": "#",
"m07": "#",
"m08": "#",
"m09": "6",
"m10": "6",
"m11": "2",
"m12": "6",
"m13": "3",
"m14": "3",
"m15": "#",
"m16": "0",
"m17": "2",
"m18": "#",
"m19": "#",
"m20": "#",
"m21": "#",
"m22": "#",
"m23": "#",
"m24": "#",
"mH01": "2024 FEB",
"mH02": "2024 JAN",
"mH03": "2023 DEC",
"mH04": "2023 NOV",
"mH05": "2023 OCT",
"mH06": "2023 SEP",
"mH07": "2023 AUG",
"mH08": "2023 JUL",
"mH09": "2023 JUN",
"mH10": "2023 MAY",
"mH11": "2023 APR",
"mH12": "2023 MAR",
"mH13": "2023 FEB",
"mH14": "2023 JAN",
"mH15": "2022 DEC",
"mH16": "2022 NOV",
"mH17": "2022 OCT",
"mH18": "2022 SEP",
"mH19": "2022 AUG",
"mH20": "2022 JUL",
"mH21": "2022 JUN",
"mH22": "2022 MAY",
"mH23": "2022 APR",
"mH24": "2022 MAR",
"header": "Details of Credit Agreement with \u0022CHRISLINE FINANCIAL SERVICES LTD\u0022 for Account Number: 2022-592368",
"company": "Company",
"currency": "GHS",
"accountNo": "2022-592368",
"tableName": "Commercial24MonthlyPayment",
"closedDate": "31/10/2023",
"displayText": "Commercial 24 Monthly Payment",
"subAccountNo": null,
"amountOverdue": "16,350.00",
"subscriberName": "CHRISLINE FINANCIAL SERVICES LTD",
"lastUpdatedDate": "24/05/2024",
"instalmentAmount": "16,350.00",
"currentBalanceAmt": "32,700.00",
"dateAccountOpened": "2022/08/31 12:00:00 AM",
"openingBalanceAmt": "30,000.00",
"dateAccountOpened1": "31/08/2022",
"repaymentFrequency": "Monthly",
"indicatorDescription": "Working Capital Loan",
"currentBalanceDebitInd": "D"
}]
}
}
}