Response

{ "status": true, "message": "Sucessful", "data": { "reference": "perilenda&12b05ed4373443d8ba85ec46b15862d5", "state": "pending", "business_registration_number": "BN809081021", "report_type": "full" } }

Webhook Response

Below are sample responses expected based on the report_type in your request.

Basic Report Type

{ "metadata": { "statusMessage": "SUCCESSFUL", "statusCode": "200", "timeStamp": "01/01/0001 00:00:00", "responseType": "INSIGHTS", "hmacMessage": "dd25c145d5d70caea61f2194ba28d54f62433e908afb339fcb8a4bed433989ec9798c2cc23280a8caba604b9aab98ae6f12887a691f44d695741a44d83cf1dd4" }, "creditReport": { "reference": "perilenda\u0026fcbe874a19544c9ab0f8697c8240b48b", "state": "completed", "business_registration_number": "BN809081021", "report_type": "basic", "report": { "businessData": { "fax1": "", "fax2": "", "fax3": "", "fax4": "", "updatedOn": "", "vatNumber": "", "telephone1": "246990370", "telephone2": "233246990370", "telephone3": "", "telephone4": "", "webaddress": "", "referenceNo": "", "tradingName": "YEMAWUS ENTERPRISE", "businessName": "YEMAWUS ENTERPRISE", "businessType": "SOLE PROPRIETORSH", "commercialID": 296079, "noOfDirectors": "0", "industrySector": "80", "postalAddress1": "", "postalAddress2": "", "postalAddress3": "", "postalAddress4": "", "commercialEmail1": "ERICADUAPPENTENG@GMAIL.COM", "commercialEmail2": "", "commercialEmail3": "", "commercialEmail4": "", "commercialAddress1": "26 TDC INDUSTRIAL ZONE", "commercialAddress2": "", "commercialAddress3": "", "commercialAddress4": "", "dateOfCommencement": "13/10/2021", "dateOfIncorporation": "13/10/2021", "previousBusinessName": "", "taxIdentificationNumber": "", "businessRegistrationNumber": "BN809081021", "previousRegistrationNumber": "" }, "addressHistory": null, "directorInformation": [], "creditAccountSummary": { "rating": "2", "lastJudgementDateEUR": "", "lastJudgementDateGBP": "", "lastJudgementDateGHS": null, "lastJudgementDateUSD": null, "totalActiveAccountsEUR": "0", "totalActiveAccountsGBP": "0", "totalActiveAccountsGHS": "1", "totalActiveAccountsUSD": null, "totalAmountInArrearEUR": null, "totalAmountInArrearGBP": null, "totalAmountInArrearGHS": null, "totalAmountInArrearUSD": null, "totalClosedAccountsEUR": "0", "totalClosedAccountsGBP": "0", "totalClosedAccountsGHS": "0", "totalClosedAccountsUSD": null, "totalAccountInArrearEUR": null, "totalAccountInArrearGBP": null, "totalAccountInArrearGHS": null, "totalAccountInArrearUSD": null, "totalJudgementAmountEUR": "0", "totalJudgementAmountGBP": "0", "totalJudgementAmountGHS": null, "totalJudgementAmountUSD": null, "totalOutstandingdebtEUR": "0.00", "totalOutstandingdebtGBP": "0.00", "totalOutstandingdebtGHS": null, "totalOutstandingdebtUSD": null, "totalNumberofAccountsEUR": "0", "totalNumberofAccountsGBP": "0", "totalNumberofAccountsGHS": "1", "totalNumberofAccountsUSD": "0", "lastBouncedChequesDateEUR": "", "lastBouncedChequesDateGBP": "", "lastBouncedChequesDateGHS": null, "lastBouncedChequesDateUSD": null, "totalDishonouredAmountEUR": "0.00", "totalDishonouredAmountGBP": "0.00", "totalDishonouredAmountGHS": null, "totalDishonouredAmountUSD": null, "totalMonthlyInstalmentEUR": "0.00", "totalMonthlyInstalmentGBP": "0.00", "totalMonthlyInstalmentGHS": null, "totalMonthlyInstalmentUSD": null, "totalNumberofJudgementEUR": "0", "totalNumberofJudgementGBP": "0", "totalNumberofJudgementGHS": null, "totalNumberofJudgementUSD": null, "totalNumberofDishonouredEUR": "0", "totalNumberofDishonouredGBP": "0", "totalNumberofDishonouredGHS": null, "totalNumberofDishonouredUSD": null, "totalaccountinGoodconditionEUR": null, "totalaccountinGoodconditionGBP": null, "totalaccountinGoodconditionGHS": null, "totalaccountinGoodconditionUSD": null }, "creditAgreementSummary": null, "highestDelinquencyRating": { "highestDelinquencyRating": "6" }, "accountMonthlyPaymentHistory": null } } }

Full Report Type

{ "metadata": { "statusMessage": "SUCCESSFUL", "statusCode": "200", "timeStamp": "01/01/0001 00:00:00", "responseType": "INSIGHTS", "hmacMessage": "a8c8e921b2ff2e8d28231071c46fd6c0af7817ab302cc7ded349f88b931c1f68d9d37c1885f485808bb9064e9d2d44570d46ca66cd8b595c6ca40934b963c23e" }, "creditReport": { "reference": "perilenda\u002612b05ed4373443d8ba85ec46b15862d5", "state": "completed", "business_registration_number": "BN809081021", "report_type": "full", "report": { "businessData": { "fax1": "", "fax2": "", "fax3": "", "fax4": "", "updatedOn": "", "vatNumber": "", "telephone1": "246990370", "telephone2": "233246990370", "telephone3": "", "telephone4": "", "webaddress": "", "referenceNo": "", "tradingName": "YEMAWUS ENTERPRISE", "businessName": "YEMAWUS ENTERPRISE", "businessType": "SOLE PROPRIETORSH", "commercialID": 296079, "noOfDirectors": "0", "industrySector": "80", "postalAddress1": "", "postalAddress2": "", "postalAddress3": "", "postalAddress4": "", "commercialEmail1": "ERICADUAPPENTENG@GMAIL.COM", "commercialEmail2": "", "commercialEmail3": "", "commercialEmail4": "", "commercialAddress1": "26 TDC INDUSTRIAL ZONE", "commercialAddress2": "", "commercialAddress3": "", "commercialAddress4": "", "dateOfCommencement": "13/10/2021", "dateOfIncorporation": "13/10/2021", "previousBusinessName": "", "taxIdentificationNumber": "", "businessRegistrationNumber": "BN809081021", "previousRegistrationNumber": "" }, "addressHistory": [{ "address1": null, "address2": null, "address3": null, "address4": null, "upDateDate": null, "upDateOnDate": "01/03/2024", "addressTypeInd": null }, { "address1": null, "address2": null, "address3": null, "address4": null, "upDateDate": null, "upDateOnDate": "02/03/2023", "addressTypeInd": null }, { "address1": null, "address2": null, "address3": null, "address4": null, "upDateDate": null, "upDateOnDate": "05/06/2024", "addressTypeInd": null }, { "address1": null, "address2": null, "address3": null, "address4": null, "upDateDate": null, "upDateOnDate": "08/03/2024", "addressTypeInd": null }, { "address1": null, "address2": null, "address3": null, "address4": null, "upDateDate": null, "upDateOnDate": "08/06/2023", "addressTypeInd": null }, { "address1": null, "address2": null, "address3": null, "address4": null, "upDateDate": null, "upDateOnDate": "09/03/2023", "addressTypeInd": null }, { "address1": null, "address2": null, "address3": null, "address4": null, "upDateDate": null, "upDateOnDate": "23/10/2023", "addressTypeInd": null }, { "address1": null, "address2": null, "address3": null, "address4": null, "upDateDate": null, "upDateOnDate": "24/05/2024", "addressTypeInd": null }, { "address1": null, "address2": null, "address3": null, "address4": null, "upDateDate": null, "upDateOnDate": "31/05/2023", "addressTypeInd": null }], "directorInformation": [], "creditAccountSummary": { "rating": "2", "lastJudgementDateEUR": "", "lastJudgementDateGBP": "", "lastJudgementDateGHS": null, "lastJudgementDateUSD": null, "totalActiveAccountsEUR": "0", "totalActiveAccountsGBP": "0", "totalActiveAccountsGHS": "1", "totalActiveAccountsUSD": null, "totalAmountInArrearEUR": null, "totalAmountInArrearGBP": null, "totalAmountInArrearGHS": null, "totalAmountInArrearUSD": null, "totalClosedAccountsEUR": "0", "totalClosedAccountsGBP": "0", "totalClosedAccountsGHS": "0", "totalClosedAccountsUSD": null, "totalAccountInArrearEUR": null, "totalAccountInArrearGBP": null, "totalAccountInArrearGHS": null, "totalAccountInArrearUSD": null, "totalJudgementAmountEUR": "0", "totalJudgementAmountGBP": "0", "totalJudgementAmountGHS": null, "totalJudgementAmountUSD": null, "totalOutstandingdebtEUR": "0.00", "totalOutstandingdebtGBP": "0.00", "totalOutstandingdebtGHS": null, "totalOutstandingdebtUSD": null, "totalNumberofAccountsEUR": "0", "totalNumberofAccountsGBP": "0", "totalNumberofAccountsGHS": "1", "totalNumberofAccountsUSD": "0", "lastBouncedChequesDateEUR": "", "lastBouncedChequesDateGBP": "", "lastBouncedChequesDateGHS": null, "lastBouncedChequesDateUSD": null, "totalDishonouredAmountEUR": "0.00", "totalDishonouredAmountGBP": "0.00", "totalDishonouredAmountGHS": null, "totalDishonouredAmountUSD": null, "totalMonthlyInstalmentEUR": "0.00", "totalMonthlyInstalmentGBP": "0.00", "totalMonthlyInstalmentGHS": null, "totalMonthlyInstalmentUSD": null, "totalNumberofJudgementEUR": "0", "totalNumberofJudgementGBP": "0", "totalNumberofJudgementGHS": null, "totalNumberofJudgementUSD": null, "totalNumberofDishonouredEUR": "0", "totalNumberofDishonouredGBP": "0", "totalNumberofDishonouredGHS": null, "totalNumberofDishonouredUSD": null, "totalaccountinGoodconditionEUR": null, "totalaccountinGoodconditionGBP": null, "totalaccountinGoodconditionGHS": null, "totalaccountinGoodconditionUSD": null }, "creditAgreementSummary": [{ "currency": "GHS", "accountNo": "2022-592368", "closedDate": "", "subAccountNo": "", "amountOverdue": "16,350.00", "changedOnDate": "24/05/2024", "subscriberName": "CHRISLINE FINANCIAL SERVICES LTD", "monthsInArrears": null, "instalmentAmount": "16,350.00", "accountStatusCode": "2", "currentBalanceAmt": "32,700.00", "dateAccountOpened": "31/08/2022", "openingBalanceAmt": "30,000.00", "indicatorDescription": "Working Capital Loan", "currentBalanceDebitInd": "D" }], "highestDelinquencyRating": { "highestDelinquencyRating": "6" }, "accountMonthlyPaymentHistory": [{ "m01": "2", "m02": "#", "m03": "2", "m04": "#", "m05": "#", "m06": "#", "m07": "#", "m08": "#", "m09": "6", "m10": "6", "m11": "2", "m12": "6", "m13": "3", "m14": "3", "m15": "#", "m16": "0", "m17": "2", "m18": "#", "m19": "#", "m20": "#", "m21": "#", "m22": "#", "m23": "#", "m24": "#", "mH01": "2024 FEB", "mH02": "2024 JAN", "mH03": "2023 DEC", "mH04": "2023 NOV", "mH05": "2023 OCT", "mH06": "2023 SEP", "mH07": "2023 AUG", "mH08": "2023 JUL", "mH09": "2023 JUN", "mH10": "2023 MAY", "mH11": "2023 APR", "mH12": "2023 MAR", "mH13": "2023 FEB", "mH14": "2023 JAN", "mH15": "2022 DEC", "mH16": "2022 NOV", "mH17": "2022 OCT", "mH18": "2022 SEP", "mH19": "2022 AUG", "mH20": "2022 JUL", "mH21": "2022 JUN", "mH22": "2022 MAY", "mH23": "2022 APR", "mH24": "2022 MAR", "header": "Details of Credit Agreement with \u0022CHRISLINE FINANCIAL SERVICES LTD\u0022 for Account Number: 2022-592368", "company": "Company", "currency": "GHS", "accountNo": "2022-592368", "tableName": "Commercial24MonthlyPayment", "closedDate": "31/10/2023", "displayText": "Commercial 24 Monthly Payment", "subAccountNo": null, "amountOverdue": "16,350.00", "subscriberName": "CHRISLINE FINANCIAL SERVICES LTD", "lastUpdatedDate": "24/05/2024", "instalmentAmount": "16,350.00", "currentBalanceAmt": "32,700.00", "dateAccountOpened": "2022/08/31 12:00:00 AM", "openingBalanceAmt": "30,000.00", "dateAccountOpened1": "31/08/2022", "repaymentFrequency": "Monthly", "indicatorDescription": "Working Capital Loan", "currentBalanceDebitInd": "D" }] } } }