Call this endpoint to fetch a CRB consumer report by reference
Request
curl --location --request POST 'https://api.insights-periculum.io/statements/get-consumer-credit/{reference}'
--header 'Authorization: Bearer string_encrypted_access_token'
--header 'Content-Type: application/json'
--data-none
Response
{
"status": true,
"message": "Sucessful",
"data": {
"reference": "perilenda&faf1b212dbf24a7d89a1c8cd6bffb1ca",
"state": "completed",
"name": "Arnold Kavaarpuo",
"date_of_birth": "1985-03-18",
"report_type": "basic",
"report": {
"defaults": null,
"nameHistory": null,
"accountRating": {
"noOfOtherAccountsBad": "0",
"noOfOtherAccountsGood": "0",
"noOfRetailAccountsBad": "0",
"noOfRetailAccountsGood": "0",
"noOfTelecomAccountsBad": "0",
"noOfAutoLoanAccountsBad": "0",
"noOfAutoLoanccountsGood": "0",
"noOfHomeLoanAccountsBad": "0",
"noOfTelecomAccountsGood": "0",
"noOfHomeLoanAccountsGood": "0",
"noOfJointLoanAccountsBad": "0",
"noOfStudyLoanAccountsBad": "0",
"noOfCreditCardAccountsBad": "1",
"noOfJointLoanAccountsGood": "0",
"noOfStudyLoanAccountsGood": "0",
"noOfCreditCardAccountsGood": "0",
"noOfPersonalLoanAccountsBad": "1",
"noOfPersonalLoanAccountsGood": "0"
},
"addressHistory": null,
"adverseDetails": null,
"guarantorCount": null,
"guarantorDetails": null,
"judgementSummary": null,
"telephoneHistory": null,
"employmentHistory": null,
"dudCheqEventSummary": null,
"creditAccountSummary": {
"rating": "20",
"lastJudgementDateEUR": "-",
"lastJudgementDateGBP": "-",
"lastJudgementDateGHS": "-",
"lastJudgementDateUSD": "-",
"totalActiveAccountsEUR": "0",
"totalActiveAccountsGBP": "0",
"totalActiveAccountsGHS": "2",
"totalActiveAccountsUSD": "0",
"totalAmountInArrearEUR": "0.00",
"totalAmountInArrearGBP": "0.00",
"totalAmountInArrearGHS": "228,944.00",
"totalAmountInArrearUSD": "0.00",
"totalClosedAccountsEUR": "0",
"totalClosedAccountsGBP": "0",
"totalClosedAccountsGHS": "7",
"totalClosedAccountsUSD": "0",
"totalAccountInArrearEUR": "0",
"totalAccountInArrearGBP": "0",
"totalAccountInArrearGHS": "2",
"totalAccountInArrearUSD": "0",
"totalJudgementAmountEUR": "0.00",
"totalJudgementAmountGBP": "0.00",
"totalJudgementAmountGHS": "0.00",
"totalJudgementAmountUSD": "0.00",
"totalOutstandingdebtEUR": "0.00",
"totalOutstandingdebtGBP": "0.00",
"totalOutstandingdebtGHS": "228,944.00",
"totalOutstandingdebtUSD": "0.00",
"totalNumberofAccountsEUR": "0",
"totalNumberofAccountsGBP": "0",
"totalNumberofAccountsGHS": "9",
"totalNumberofAccountsUSD": "0",
"lastBouncedChequesDateEUR": "-",
"lastBouncedChequesDateGBP": "-",
"lastBouncedChequesDateGHS": "-",
"lastBouncedChequesDateUSD": "-",
"totalDishonouredAmountEUR": "0.00",
"totalDishonouredAmountGBP": "0.00",
"totalDishonouredAmountGHS": "0.00",
"totalDishonouredAmountUSD": "0.00",
"totalMonthlyInstalmentEUR": "0.00",
"totalMonthlyInstalmentGBP": "0.00",
"totalMonthlyInstalmentGHS": "35,437.00",
"totalMonthlyInstalmentUSD": "0.00",
"totalNumberofJudgementEUR": "0",
"totalNumberofJudgementGBP": "0",
"totalNumberofJudgementGHS": "0",
"totalNumberofJudgementUSD": "0",
"totalNumberofDishonouredEUR": "0",
"totalNumberofDishonouredGBP": "0",
"totalNumberofDishonouredGHS": "0",
"totalNumberofDishonouredUSD": "0",
"totalaccountinGoodconditionEUR": "0",
"totalaccountinGoodconditionGBP": "0",
"totalaccountinGoodconditionGHS": "7",
"totalaccountinGoodconditionUSD": "0"
},
"identificationHistory": null,
"creditAgreementSummary": null,
"personalDetailsSummary": {
"title": "",
"gender": "Male",
"header": "PERSONAL DETAILS SUMMARY: KAVAARPUO ARNOLD ELTON",
"surname": "KAVAARPUO",
"birthDate": "18/03/1985",
"firstName": "ARNOLD",
"otheridNo": "9182011180",
"cellularNo": "233266180020",
"consumerID": 789581,
"dependants": "0",
"otherNames": "ELTON",
"passportNo": "G1460706",
"pencomIDNo": "K058503180013",
"nationality": "GHANAIAN",
"referenceNo": "",
"emailAddress": "arnold4sales@gmail com",
"nationalIDNo": "",
"maritalStatus": "",
"employerDetail": "JUMO GHANA LTD (UNLISTED)",
"postalAddress1": "P O BOX 7128",
"postalAddress2": "",
"postalAddress3": "ACCRA NORTH",
"postalAddress4": "ACCRA NORTH",
"homeTelephoneNo": "0266180018",
"workTelephoneNo": "302241080302241000",
"driversLicenseNo": "",
"propertyOwnedType": "",
"residentialAddress1": "H/NO M/532",
"residentialAddress2": "SPINTEX ROAD",
"residentialAddress3": "OPP JAHOVAH WITNESS BUILDING",
"residentialAddress4": "ACCRA"
},
"jointLoanAccountDetails": null,
"highestDelinquencyRating": null,
"accountMonthlyPaymentHistory": null
}
}
}