Bank Statement Analytics

Periculum offers a sophisticated bank statement analysis solution designed to help financial institutions make informed and unbiased decisions about their customers' financial well-being. Periculum's Insights Api leverages comprehensive data analysis and industry expertise to provide predictive insights, facilitating knowledgeable credit decisions. Features such as analytics, an affordability model, and a credit score engine enable real-time assessment of a customer's financial health, predicting disposable income, and determining creditworthiness through proprietary scorecard.

Bank statement analysis can be achieved a number of ways either via direct PDF upload or JSON by specifying the format and the statement type. The request must include an encrypted access token for authorization.