Consumer Credit Report

Call this endpoint to fetch a CRB consumer report by reference

Request

curl --location --request POST 'https://api.insights-periculum.io/statements/get-consumer-credit/{reference}' --header 'Authorization: Bearer string_encrypted_access_token' --header 'Content-Type: application/json' --data-none

Response

{ "status": true, "message": "Sucessful", "data": { "reference": "perilenda&faf1b212dbf24a7d89a1c8cd6bffb1ca", "state": "completed", "name": "Arnold Kavaarpuo", "date_of_birth": "1985-03-18", "report_type": "basic", "report": { "defaults": null, "nameHistory": null, "accountRating": { "noOfOtherAccountsBad": "0", "noOfOtherAccountsGood": "0", "noOfRetailAccountsBad": "0", "noOfRetailAccountsGood": "0", "noOfTelecomAccountsBad": "0", "noOfAutoLoanAccountsBad": "0", "noOfAutoLoanccountsGood": "0", "noOfHomeLoanAccountsBad": "0", "noOfTelecomAccountsGood": "0", "noOfHomeLoanAccountsGood": "0", "noOfJointLoanAccountsBad": "0", "noOfStudyLoanAccountsBad": "0", "noOfCreditCardAccountsBad": "1", "noOfJointLoanAccountsGood": "0", "noOfStudyLoanAccountsGood": "0", "noOfCreditCardAccountsGood": "0", "noOfPersonalLoanAccountsBad": "1", "noOfPersonalLoanAccountsGood": "0" }, "addressHistory": null, "adverseDetails": null, "guarantorCount": null, "guarantorDetails": null, "judgementSummary": null, "telephoneHistory": null, "employmentHistory": null, "dudCheqEventSummary": null, "creditAccountSummary": { "rating": "20", "lastJudgementDateEUR": "-", "lastJudgementDateGBP": "-", "lastJudgementDateGHS": "-", "lastJudgementDateUSD": "-", "totalActiveAccountsEUR": "0", "totalActiveAccountsGBP": "0", "totalActiveAccountsGHS": "2", "totalActiveAccountsUSD": "0", "totalAmountInArrearEUR": "0.00", "totalAmountInArrearGBP": "0.00", "totalAmountInArrearGHS": "228,944.00", "totalAmountInArrearUSD": "0.00", "totalClosedAccountsEUR": "0", "totalClosedAccountsGBP": "0", "totalClosedAccountsGHS": "7", "totalClosedAccountsUSD": "0", "totalAccountInArrearEUR": "0", "totalAccountInArrearGBP": "0", "totalAccountInArrearGHS": "2", "totalAccountInArrearUSD": "0", "totalJudgementAmountEUR": "0.00", "totalJudgementAmountGBP": "0.00", "totalJudgementAmountGHS": "0.00", "totalJudgementAmountUSD": "0.00", "totalOutstandingdebtEUR": "0.00", "totalOutstandingdebtGBP": "0.00", "totalOutstandingdebtGHS": "228,944.00", "totalOutstandingdebtUSD": "0.00", "totalNumberofAccountsEUR": "0", "totalNumberofAccountsGBP": "0", "totalNumberofAccountsGHS": "9", "totalNumberofAccountsUSD": "0", "lastBouncedChequesDateEUR": "-", "lastBouncedChequesDateGBP": "-", "lastBouncedChequesDateGHS": "-", "lastBouncedChequesDateUSD": "-", "totalDishonouredAmountEUR": "0.00", "totalDishonouredAmountGBP": "0.00", "totalDishonouredAmountGHS": "0.00", "totalDishonouredAmountUSD": "0.00", "totalMonthlyInstalmentEUR": "0.00", "totalMonthlyInstalmentGBP": "0.00", "totalMonthlyInstalmentGHS": "35,437.00", "totalMonthlyInstalmentUSD": "0.00", "totalNumberofJudgementEUR": "0", "totalNumberofJudgementGBP": "0", "totalNumberofJudgementGHS": "0", "totalNumberofJudgementUSD": "0", "totalNumberofDishonouredEUR": "0", "totalNumberofDishonouredGBP": "0", "totalNumberofDishonouredGHS": "0", "totalNumberofDishonouredUSD": "0", "totalaccountinGoodconditionEUR": "0", "totalaccountinGoodconditionGBP": "0", "totalaccountinGoodconditionGHS": "7", "totalaccountinGoodconditionUSD": "0" }, "identificationHistory": null, "creditAgreementSummary": null, "personalDetailsSummary": { "title": "", "gender": "Male", "header": "PERSONAL DETAILS SUMMARY: KAVAARPUO ARNOLD ELTON", "surname": "KAVAARPUO", "birthDate": "18/03/1985", "firstName": "ARNOLD", "otheridNo": "9182011180", "cellularNo": "233266180020", "consumerID": 789581, "dependants": "0", "otherNames": "ELTON", "passportNo": "G1460706", "pencomIDNo": "K058503180013", "nationality": "GHANAIAN", "referenceNo": "", "emailAddress": "arnold4sales@gmail com", "nationalIDNo": "", "maritalStatus": "", "employerDetail": "JUMO GHANA LTD (UNLISTED)", "postalAddress1": "P O BOX 7128", "postalAddress2": "", "postalAddress3": "ACCRA NORTH", "postalAddress4": "ACCRA NORTH", "homeTelephoneNo": "0266180018", "workTelephoneNo": "302241080302241000", "driversLicenseNo": "", "propertyOwnedType": "", "residentialAddress1": "H/NO M/532", "residentialAddress2": "SPINTEX ROAD", "residentialAddress3": "OPP JAHOVAH WITNESS BUILDING", "residentialAddress4": "ACCRA" }, "jointLoanAccountDetails": null, "highestDelinquencyRating": null, "accountMonthlyPaymentHistory": null } } }